AFP Certified Treasury Professional (CTP) Dumps (V9.02) Are Online for 2026 Success – Read CTP Free Dumps (Part 3, Q81-Q100) First

1. A company is evaluating a project.

What is the appropriate discount rate that it should use if its marginal tax rate is 34%, its capital structure is 40% common equity, and 60% debt. Its cost of equity is 10%, and its average cost of debt is 4%?

2. When estimating the cost of capital, which of the following financial resources would probably NOT be included in the cost of capital calculation?

3. A foreign company could raise capital in the United States using an:

4. The goal of a successful investor relations program is to ensure:

5. When a short-term loan is paid with a lump sum payment and the payment includes both interest and principal, the loan is often referred to as a:

6. The right of stockholders to purchase, on a pro-rata basis, any new shares issued by the company is referred to as:

7. A distribution business has used several bank loans to finance its expansion plans. After a fire destroyed the company’s facility and inventory, it went out of business due to the loss of revenue during the month it was closed.

What type of insurance coverage should the company have had to prevent its demise?

8. From a buyer’s perspective, which of the following types of float would be eliminated if checks were replaced by electronic payment methods?

9. Future treasury operations will be affected MOST significantly by consolidation of which of the following?

10. Which of the following is a ratio that is often used by commercial banks to measure a company’s leverage and does not include the effect of assets that are difficult to value or are NOT easily converted to cash?

11. Assume the cost of an ACH transaction is $0.80, the charges for a wire transfer are $30.00, the monthly account maintenance fee is $10.00, and the company earns interest at an annual rate of 1.825% on overnight investments.

What is the break-even point where the interest earned on overnight investments offsets the incremental wire costs?

12. When a project has an initial cash outflow with cash inflows in subsequent years, what decision model is most applicable to use to evaluate the adequacy of the project?

13. What is the MOST appropriate rate used as the discount rate in calculating NPV?

14. What kind of budget forecasts the cost for investing activities?

15. In developing an operating budget, the first and MOST critical step is?

16. What must be measured and monitored to ensure that a company has adequate liquidity?

17. Which of the following is NOT a short-term cash forecasting technique?

18. The assistant treasurer of a company uses variance analysis comparing actual cash flows with projected cash flows and finds actual is less than forecasted.

Which of the following would cause this variance?

19. An analyst for a landscaping company wants to adjust her cash-flow forecast to account for the seasonality of outflows.

How can this be accomplished?

20. Which agency implements monetary policy through purchases and sales of treasury securities?