{"id":120168,"date":"2026-02-19T06:30:57","date_gmt":"2026-02-19T06:30:57","guid":{"rendered":"https:\/\/www.dumpsbase.com\/freedumps\/?p=120168"},"modified":"2026-02-06T06:32:31","modified_gmt":"2026-02-06T06:32:31","slug":"practice-updated-virginia-life-annuities-and-health-insurance-questions-v9-02-to-make-preparations-virginia-life-annuities-and-health-insurance-free-dumps-part-1-q1-q40","status":"publish","type":"post","link":"https:\/\/www.dumpsbase.com\/freedumps\/practice-updated-virginia-life-annuities-and-health-insurance-questions-v9-02-to-make-preparations-virginia-life-annuities-and-health-insurance-free-dumps-part-1-q1-q40.html","title":{"rendered":"Practice Updated Virginia Life Annuities and Health Insurance Questions (V9.02) to Make Preparations &#8211; Virginia Life Annuities and Health Insurance Free Dumps (Part 1, Q1-Q40)"},"content":{"rendered":"<p>If you want the right study materials to prepare for your Virginia Life Annuities and Health Insurance exam, you can choose DumpsBase and use the Virginia Life Annuities and Health Insurance updated dumps. We have updated the Virginia Life Annuities and Health Insurance dumps (V9.02), ensuring that you practice all the latest questions to make preparations. The latest Virginia Life Annuities and Health Insurance exam dumps (V9.02) are designed to help you prepare efficiently with real exam-style questions and focused study content aligned with the most recent exam objectives for 2026. Choose DumpsBase today. These Virginia Life Annuities and Health Insurance questions provide a reliable and time-saving path to exam readiness, helping you walk into test day fully prepared and confident to pass on your first attempt.<\/p>\n<h2>Check <span style=\"background-color: #ccffff;\"><em>Virginia Life Annuities and Health Insurance Free Dumps (Part 1, Q1-Q40) of V9.02<\/em><\/span> Today:<\/h2>\n<script>\n\t  window.fbAsyncInit = function() {\n\t    FB.init({\n\t      appId            : '622169541470367',\n\t      autoLogAppEvents : true,\n\t      xfbml            : true,\n\t      version          : 'v3.1'\n\t    });\n\t  };\n\t\n\t  (function(d, s, id){\n\t     var js, fjs = d.getElementsByTagName(s)[0];\n\t     if (d.getElementById(id)) {return;}\n\t     js = d.createElement(s); js.id = id;\n\t     js.src = \"https:\/\/connect.facebook.net\/en_US\/sdk.js\";\n\t     fjs.parentNode.insertBefore(js, fjs);\n\t   }(document, 'script', 'facebook-jssdk'));\n\t<\/script><script type=\"text\/javascript\" >\ndocument.addEventListener(\"DOMContentLoaded\", function(event) { \nif(!window.jQuery) alert(\"The important jQuery library is not properly loaded in your site. Your WordPress theme is probably missing the essential wp_head() call. You can switch to another theme and you will see that the plugin works fine and this notice disappears. If you are still not sure what to do you can contact us for help.\");\n});\n<\/script>  \n  \n<div  id=\"watupro_quiz\" class=\"quiz-area single-page-quiz\">\n<p id=\"submittingExam11532\" style=\"display:none;text-align:center;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.dumpsbase.com\/freedumps\/wp-content\/plugins\/watupro\/img\/loading.gif\" width=\"16\" height=\"16\"><\/p>\n\n<div class=\"watupro-exam-description\" id=\"description-quiz-11532\"><\/div>\n\n<form action=\"\" method=\"post\" class=\"quiz-form\" id=\"quiz-11532\"  enctype=\"multipart\/form-data\" >\n<div class='watu-question ' id='question-1' style=';'><div id='questionWrap-1'  class='   watupro-question-id-452822'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>1. <\/span>A contractual arrangement that transfers exposure from one insurer to another insurer is a:<\/div><input type='hidden' name='question_id[]' id='qID_1' value='452822' \/><input type='hidden' id='answerType452822' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452822[]' id='answer-id-1751287' class='answer   answerof-452822 ' value='1751287'   \/><label for='answer-id-1751287' id='answer-label-1751287' class=' answer'><span>Reciprocal contract<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452822[]' id='answer-id-1751288' class='answer   answerof-452822 ' value='1751288'   \/><label for='answer-id-1751288' id='answer-label-1751288' class=' answer'><span>Coinsurance contract<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452822[]' id='answer-id-1751289' class='answer   answerof-452822 ' value='1751289'   \/><label for='answer-id-1751289' id='answer-label-1751289' class=' answer'><span>Reinsurance contract<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452822[]' id='answer-id-1751290' class='answer   answerof-452822 ' value='1751290'   \/><label for='answer-id-1751290' id='answer-label-1751290' class=' answer'><span>Captive contract<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-2' style=';'><div id='questionWrap-2'  class='   watupro-question-id-452823'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>2. <\/span>An information security program shall be designed to do all of the following, EXCEPT:<\/div><input type='hidden' name='question_id[]' id='qID_2' value='452823' \/><input type='hidden' id='answerType452823' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452823[]' id='answer-id-1751291' class='answer   answerof-452823 ' value='1751291'   \/><label for='answer-id-1751291' id='answer-label-1751291' class=' answer'><span>Ensure policyholder access to their information without substantial inconvenience<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452823[]' id='answer-id-1751292' class='answer   answerof-452823 ' value='1751292'   \/><label for='answer-id-1751292' id='answer-label-1751292' class=' answer'><span>Ensure the confidentiality of policyholder information<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452823[]' id='answer-id-1751293' class='answer   answerof-452823 ' value='1751293'   \/><label for='answer-id-1751293' id='answer-label-1751293' class=' answer'><span>Protect against any anticipated threats or hazards to the integrity of the information<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452823[]' id='answer-id-1751294' class='answer   answerof-452823 ' value='1751294'   \/><label for='answer-id-1751294' id='answer-label-1751294' class=' answer'><span>Protect against unauthorized access to the information<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-3' style=';'><div id='questionWrap-3'  class='   watupro-question-id-452824'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>3. <\/span>The reinstatement provision in individual health insurance:<\/div><input type='hidden' name='question_id[]' id='qID_3' value='452824' \/><input type='hidden' id='answerType452824' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452824[]' id='answer-id-1751295' class='answer   answerof-452824 ' value='1751295'   \/><label for='answer-id-1751295' id='answer-label-1751295' class=' answer'><span>Reinstates the amount of insurance after payment of a loss<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452824[]' id='answer-id-1751296' class='answer   answerof-452824 ' value='1751296'   \/><label for='answer-id-1751296' id='answer-label-1751296' class=' answer'><span>Allows the insured to reinstate the policy after coverage lapses for nonpayment of premium<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452824[]' id='answer-id-1751297' class='answer   answerof-452824 ' value='1751297'   \/><label for='answer-id-1751297' id='answer-label-1751297' class=' answer'><span>Allows the insured to change statements made in the application<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452824[]' id='answer-id-1751298' class='answer   answerof-452824 ' value='1751298'   \/><label for='answer-id-1751298' id='answer-label-1751298' class=' answer'><span>Requires that all reinstatement applications must be approved by the Bureau of Insurance<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-4' style=';'><div id='questionWrap-4'  class='   watupro-question-id-452825'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>4. <\/span>An individual purchased an annuity with a series of premium payments continuing over a period of twenty years. <br \/>\r<br>The purchase payments were made during the:<\/div><input type='hidden' name='question_id[]' id='qID_4' value='452825' \/><input type='hidden' id='answerType452825' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452825[]' id='answer-id-1751299' class='answer   answerof-452825 ' value='1751299'   \/><label for='answer-id-1751299' id='answer-label-1751299' class=' answer'><span>Liquidation period<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452825[]' id='answer-id-1751300' class='answer   answerof-452825 ' value='1751300'   \/><label for='answer-id-1751300' id='answer-label-1751300' class=' answer'><span>Annuity period<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452825[]' id='answer-id-1751301' class='answer   answerof-452825 ' value='1751301'   \/><label for='answer-id-1751301' id='answer-label-1751301' class=' answer'><span>Period certain<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452825[]' id='answer-id-1751302' class='answer   answerof-452825 ' value='1751302'   \/><label for='answer-id-1751302' id='answer-label-1751302' class=' answer'><span>Accumulation period<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-5' style=';'><div id='questionWrap-5'  class='   watupro-question-id-452826'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>5. <\/span>If a patient with a preferred provider plan chooses to use a non-preferred provider, the patient usually can expect:<\/div><input type='hidden' name='question_id[]' id='qID_5' value='452826' \/><input type='hidden' id='answerType452826' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452826[]' id='answer-id-1751303' class='answer   answerof-452826 ' value='1751303'   \/><label for='answer-id-1751303' id='answer-label-1751303' class=' answer'><span>To have higher out-of-pocket expenses<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452826[]' id='answer-id-1751304' class='answer   answerof-452826 ' value='1751304'   \/><label for='answer-id-1751304' id='answer-label-1751304' class=' answer'><span>To pay the full cost of care<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452826[]' id='answer-id-1751305' class='answer   answerof-452826 ' value='1751305'   \/><label for='answer-id-1751305' id='answer-label-1751305' class=' answer'><span>100% reimbursement for the service provided<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452826[]' id='answer-id-1751306' class='answer   answerof-452826 ' value='1751306'   \/><label for='answer-id-1751306' id='answer-label-1751306' class=' answer'><span>A one-year waiting period before re-enrolling in the preferred provider plan<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-6' style=';'><div id='questionWrap-6'  class='   watupro-question-id-452827'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>6. <\/span>The unwritten authority of an agent to perform incidental acts necessary to fulfill the purpose of the agency agreement is:<\/div><input type='hidden' name='question_id[]' id='qID_6' value='452827' \/><input type='hidden' id='answerType452827' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452827[]' id='answer-id-1751307' class='answer   answerof-452827 ' value='1751307'   \/><label for='answer-id-1751307' id='answer-label-1751307' class=' answer'><span>Implied authority<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452827[]' id='answer-id-1751308' class='answer   answerof-452827 ' value='1751308'   \/><label for='answer-id-1751308' id='answer-label-1751308' class=' answer'><span>Mandated authority<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452827[]' id='answer-id-1751309' class='answer   answerof-452827 ' value='1751309'   \/><label for='answer-id-1751309' id='answer-label-1751309' class=' answer'><span>Express authority<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452827[]' id='answer-id-1751310' class='answer   answerof-452827 ' value='1751310'   \/><label for='answer-id-1751310' id='answer-label-1751310' class=' answer'><span>Nonexistent<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-7' style=';'><div id='questionWrap-7'  class='   watupro-question-id-452828'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>7. <\/span>In the solicitation and sale of Medicare Supplement insurance policies, when must an agent deliver the buyer\u2019s guide?<\/div><input type='hidden' name='question_id[]' id='qID_7' value='452828' \/><input type='hidden' id='answerType452828' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452828[]' id='answer-id-1751311' class='answer   answerof-452828 ' value='1751311'   \/><label for='answer-id-1751311' id='answer-label-1751311' class=' answer'><span>Only when the solicitation involves replacement<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452828[]' id='answer-id-1751312' class='answer   answerof-452828 ' value='1751312'   \/><label for='answer-id-1751312' id='answer-label-1751312' class=' answer'><span>At the time of application<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452828[]' id='answer-id-1751313' class='answer   answerof-452828 ' value='1751313'   \/><label for='answer-id-1751313' id='answer-label-1751313' class=' answer'><span>Prior to accepting any payment of premium<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452828[]' id='answer-id-1751314' class='answer   answerof-452828 ' value='1751314'   \/><label for='answer-id-1751314' id='answer-label-1751314' class=' answer'><span>Only when the purchaser is a first-time buyer<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-8' style=';'><div id='questionWrap-8'  class='   watupro-question-id-452829'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>8. <\/span>Which is true about ownership of a deferred annuity contract?<\/div><input type='hidden' name='question_id[]' id='qID_8' value='452829' \/><input type='hidden' id='answerType452829' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452829[]' id='answer-id-1751315' class='answer   answerof-452829 ' value='1751315'   \/><label for='answer-id-1751315' id='answer-label-1751315' class=' answer'><span>All of the participants in a group contract are part-owners<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452829[]' id='answer-id-1751316' class='answer   answerof-452829 ' value='1751316'   \/><label for='answer-id-1751316' id='answer-label-1751316' class=' answer'><span>Ownership rights are neither transferable nor assignable<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452829[]' id='answer-id-1751317' class='answer   answerof-452829 ' value='1751317'   \/><label for='answer-id-1751317' id='answer-label-1751317' class=' answer'><span>An owner may be the annuitant or the beneficiary or neither<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452829[]' id='answer-id-1751318' class='answer   answerof-452829 ' value='1751318'   \/><label for='answer-id-1751318' id='answer-label-1751318' class=' answer'><span>An owner\u2019s rights take effect when the benefit payment phase begins<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-9' style=';'><div id='questionWrap-9'  class='   watupro-question-id-452830'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>9. <\/span>Under Virginia standards for marketing long-term care coverage, all of these are prohibited sales practices EXCEPT:<\/div><input type='hidden' name='question_id[]' id='qID_9' value='452830' \/><input type='hidden' id='answerType452830' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452830[]' id='answer-id-1751319' class='answer   answerof-452830 ' value='1751319'   \/><label for='answer-id-1751319' id='answer-label-1751319' class=' answer'><span>Twisting<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452830[]' id='answer-id-1751320' class='answer   answerof-452830 ' value='1751320'   \/><label for='answer-id-1751320' id='answer-label-1751320' class=' answer'><span>Replacing existing coverage<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452830[]' id='answer-id-1751321' class='answer   answerof-452830 ' value='1751321'   \/><label for='answer-id-1751321' id='answer-label-1751321' class=' answer'><span>High pressure tactics<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452830[]' id='answer-id-1751322' class='answer   answerof-452830 ' value='1751322'   \/><label for='answer-id-1751322' id='answer-label-1751322' class=' answer'><span>Cold lead advertising<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-10' style=';'><div id='questionWrap-10'  class='   watupro-question-id-452831'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>10. <\/span>Which of these is true of a conditionally renewable individual health contract?<\/div><input type='hidden' name='question_id[]' id='qID_10' value='452831' \/><input type='hidden' id='answerType452831' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452831[]' id='answer-id-1751323' class='answer   answerof-452831 ' value='1751323'   \/><label for='answer-id-1751323' id='answer-label-1751323' class=' answer'><span>A covered individual\u2019s health status may be a condition for renewal<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452831[]' id='answer-id-1751324' class='answer   answerof-452831 ' value='1751324'   \/><label for='answer-id-1751324' id='answer-label-1751324' class=' answer'><span>Premiums are guaranteed as long as renewal conditions are met<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452831[]' id='answer-id-1751325' class='answer   answerof-452831 ' value='1751325'   \/><label for='answer-id-1751325' id='answer-label-1751325' class=' answer'><span>The insurer may refuse renewal if they move outside of the stated geographical location<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452831[]' id='answer-id-1751326' class='answer   answerof-452831 ' value='1751326'   \/><label for='answer-id-1751326' id='answer-label-1751326' class=' answer'><span>The insurer may change the conditions of renewability at any time<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-11' style=';'><div id='questionWrap-11'  class='   watupro-question-id-452832'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>11. <\/span>In health insurance, the insurance policy, the endorsements, and any relevant papers attached to the policy make up the:<\/div><input type='hidden' name='question_id[]' id='qID_11' value='452832' \/><input type='hidden' id='answerType452832' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452832[]' id='answer-id-1751327' class='answer   answerof-452832 ' value='1751327'   \/><label for='answer-id-1751327' id='answer-label-1751327' class=' answer'><span>Completed application<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452832[]' id='answer-id-1751328' class='answer   answerof-452832 ' value='1751328'   \/><label for='answer-id-1751328' id='answer-label-1751328' class=' answer'><span>Entire contract<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452832[]' id='answer-id-1751329' class='answer   answerof-452832 ' value='1751329'   \/><label for='answer-id-1751329' id='answer-label-1751329' class=' answer'><span>Uniform mandatory policy provisions<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452832[]' id='answer-id-1751330' class='answer   answerof-452832 ' value='1751330'   \/><label for='answer-id-1751330' id='answer-label-1751330' class=' answer'><span>Notice of coverage<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-12' style=';'><div id='questionWrap-12'  class='   watupro-question-id-452833'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>12. <\/span>A coordination of benefits provision is included in group health insurance to reduce:<\/div><input type='hidden' name='question_id[]' id='qID_12' value='452833' \/><input type='hidden' id='answerType452833' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452833[]' id='answer-id-1751331' class='answer   answerof-452833 ' value='1751331'   \/><label for='answer-id-1751331' id='answer-label-1751331' class=' answer'><span>Dependent coverage<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452833[]' id='answer-id-1751332' class='answer   answerof-452833 ' value='1751332'   \/><label for='answer-id-1751332' id='answer-label-1751332' class=' answer'><span>Overinsurance<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452833[]' id='answer-id-1751333' class='answer   answerof-452833 ' value='1751333'   \/><label for='answer-id-1751333' id='answer-label-1751333' class=' answer'><span>Probationary periods<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452833[]' id='answer-id-1751334' class='answer   answerof-452833 ' value='1751334'   \/><label for='answer-id-1751334' id='answer-label-1751334' class=' answer'><span>Waiting periods<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-13' style=';'><div id='questionWrap-13'  class='   watupro-question-id-452834'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>13. <\/span>False advertising regarding insurance policies would be found in all of the following EXCEPT:<\/div><input type='hidden' name='question_id[]' id='qID_13' value='452834' \/><input type='hidden' id='answerType452834' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452834[]' id='answer-id-1751335' class='answer   answerof-452834 ' value='1751335'   \/><label for='answer-id-1751335' id='answer-label-1751335' class=' answer'><span>Past dividends paid on a policy being exaggerated<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452834[]' id='answer-id-1751336' class='answer   answerof-452834 ' value='1751336'   \/><label for='answer-id-1751336' id='answer-label-1751336' class=' answer'><span>Benefits under a policy being misrepresented<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452834[]' id='answer-id-1751337' class='answer   answerof-452834 ' value='1751337'   \/><label for='answer-id-1751337' id='answer-label-1751337' class=' answer'><span>An insurance policy being represented as a share of stock<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452834[]' id='answer-id-1751338' class='answer   answerof-452834 ' value='1751338'   \/><label for='answer-id-1751338' id='answer-label-1751338' class=' answer'><span>Policy benefits being compared with a competitor\u2019s<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-14' style=';'><div id='questionWrap-14'  class='   watupro-question-id-452835'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>14. <\/span>What is a situation or condition that increases the likelihood of an insured loss occurring?<\/div><input type='hidden' name='question_id[]' id='qID_14' value='452835' \/><input type='hidden' id='answerType452835' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452835[]' id='answer-id-1751339' class='answer   answerof-452835 ' value='1751339'   \/><label for='answer-id-1751339' id='answer-label-1751339' class=' answer'><span>Hazard<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452835[]' id='answer-id-1751340' class='answer   answerof-452835 ' value='1751340'   \/><label for='answer-id-1751340' id='answer-label-1751340' class=' answer'><span>Peril<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452835[]' id='answer-id-1751341' class='answer   answerof-452835 ' value='1751341'   \/><label for='answer-id-1751341' id='answer-label-1751341' class=' answer'><span>Exposure<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452835[]' id='answer-id-1751342' class='answer   answerof-452835 ' value='1751342'   \/><label for='answer-id-1751342' id='answer-label-1751342' class=' answer'><span>Risk<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-15' style=';'><div id='questionWrap-15'  class='   watupro-question-id-452836'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>15. <\/span>What is a condition for which medical advice or treatment was recommended by or received from a provider of health care service within six months preceding the effective date of an individual long-term care policy?<\/div><input type='hidden' name='question_id[]' id='qID_15' value='452836' \/><input type='hidden' id='answerType452836' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452836[]' id='answer-id-1751343' class='answer   answerof-452836 ' value='1751343'   \/><label for='answer-id-1751343' id='answer-label-1751343' class=' answer'><span>Covered illness<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452836[]' id='answer-id-1751344' class='answer   answerof-452836 ' value='1751344'   \/><label for='answer-id-1751344' id='answer-label-1751344' class=' answer'><span>Pre-existing condition<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452836[]' id='answer-id-1751345' class='answer   answerof-452836 ' value='1751345'   \/><label for='answer-id-1751345' id='answer-label-1751345' class=' answer'><span>Long-term care condition<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452836[]' id='answer-id-1751346' class='answer   answerof-452836 ' value='1751346'   \/><label for='answer-id-1751346' id='answer-label-1751346' class=' answer'><span>Pre-determined risk<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-16' style=';'><div id='questionWrap-16'  class='   watupro-question-id-452837'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>16. <\/span>The designation of a beneficiary by class in a life insurance policy means that:<\/div><input type='hidden' name='question_id[]' id='qID_16' value='452837' \/><input type='hidden' id='answerType452837' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452837[]' id='answer-id-1751347' class='answer   answerof-452837 ' value='1751347'   \/><label for='answer-id-1751347' id='answer-label-1751347' class=' answer'><span>The policy must be a form of business life insurance<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452837[]' id='answer-id-1751348' class='answer   answerof-452837 ' value='1751348'   \/><label for='answer-id-1751348' id='answer-label-1751348' class=' answer'><span>A primary beneficiary cannot be designated in the policy<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452837[]' id='answer-id-1751349' class='answer   answerof-452837 ' value='1751349'   \/><label for='answer-id-1751349' id='answer-label-1751349' class=' answer'><span>Individual beneficiaries are not specified by name<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452837[]' id='answer-id-1751350' class='answer   answerof-452837 ' value='1751350'   \/><label for='answer-id-1751350' id='answer-label-1751350' class=' answer'><span>The beneficiaries are unrelated to the insured<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-17' style=';'><div id='questionWrap-17'  class='   watupro-question-id-452838'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>17. <\/span>The information which gives an insurer necessary personal data regarding an individual and helps determine whether the individual can be insured under an individual health insurance policy is contained in the:<\/div><input type='hidden' name='question_id[]' id='qID_17' value='452838' \/><input type='hidden' id='answerType452838' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452838[]' id='answer-id-1751351' class='answer   answerof-452838 ' value='1751351'   \/><label for='answer-id-1751351' id='answer-label-1751351' class=' answer'><span>Enrollment form<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452838[]' id='answer-id-1751352' class='answer   answerof-452838 ' value='1751352'   \/><label for='answer-id-1751352' id='answer-label-1751352' class=' answer'><span>Policy schedule<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452838[]' id='answer-id-1751353' class='answer   answerof-452838 ' value='1751353'   \/><label for='answer-id-1751353' id='answer-label-1751353' class=' answer'><span>Application<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452838[]' id='answer-id-1751354' class='answer   answerof-452838 ' value='1751354'   \/><label for='answer-id-1751354' id='answer-label-1751354' class=' answer'><span>Agent\u2019s statement<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-18' style=';'><div id='questionWrap-18'  class='   watupro-question-id-452839'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>18. <\/span>Renewal of small employer health insurance plans may be denied for all of the following reasons EXCEPT:<\/div><input type='hidden' name='question_id[]' id='qID_18' value='452839' \/><input type='hidden' id='answerType452839' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452839[]' id='answer-id-1751355' class='answer   answerof-452839 ' value='1751355'   \/><label for='answer-id-1751355' id='answer-label-1751355' class=' answer'><span>Nonpayment of premiums<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452839[]' id='answer-id-1751356' class='answer   answerof-452839 ' value='1751356'   \/><label for='answer-id-1751356' id='answer-label-1751356' class=' answer'><span>Having less than the required number of participants<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452839[]' id='answer-id-1751357' class='answer   answerof-452839 ' value='1751357'   \/><label for='answer-id-1751357' id='answer-label-1751357' class=' answer'><span>Overuse of physician and hospital services<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452839[]' id='answer-id-1751358' class='answer   answerof-452839 ' value='1751358'   \/><label for='answer-id-1751358' id='answer-label-1751358' class=' answer'><span>Fraud by the employer<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-19' style=';'><div id='questionWrap-19'  class='   watupro-question-id-452840'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>19. <\/span>When an HIV test is requested by a health insurer, who signs the consent form?<\/div><input type='hidden' name='question_id[]' id='qID_19' value='452840' \/><input type='hidden' id='answerType452840' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452840[]' id='answer-id-1751359' class='answer   answerof-452840 ' value='1751359'   \/><label for='answer-id-1751359' id='answer-label-1751359' class=' answer'><span>The applicant<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452840[]' id='answer-id-1751360' class='answer   answerof-452840 ' value='1751360'   \/><label for='answer-id-1751360' id='answer-label-1751360' class=' answer'><span>The applicant\u2019s physician<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452840[]' id='answer-id-1751361' class='answer   answerof-452840 ' value='1751361'   \/><label for='answer-id-1751361' id='answer-label-1751361' class=' answer'><span>The insurance agent<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452840[]' id='answer-id-1751362' class='answer   answerof-452840 ' value='1751362'   \/><label for='answer-id-1751362' id='answer-label-1751362' class=' answer'><span>The medical laboratory technician<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-20' style=';'><div id='questionWrap-20'  class='   watupro-question-id-452841'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>20. <\/span>All of the following are common features found in health maintenance organizations (HMOs) EXCEPT:<\/div><input type='hidden' name='question_id[]' id='qID_20' value='452841' \/><input type='hidden' id='answerType452841' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452841[]' id='answer-id-1751363' class='answer   answerof-452841 ' value='1751363'   \/><label for='answer-id-1751363' id='answer-label-1751363' class=' answer'><span>Wellness programs<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452841[]' id='answer-id-1751364' class='answer   answerof-452841 ' value='1751364'   \/><label for='answer-id-1751364' id='answer-label-1751364' class=' answer'><span>Discounts on local health spa memberships<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452841[]' id='answer-id-1751365' class='answer   answerof-452841 ' value='1751365'   \/><label for='answer-id-1751365' id='answer-label-1751365' class=' answer'><span>Twenty-four hour access to emergency care<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452841[]' id='answer-id-1751366' class='answer   answerof-452841 ' value='1751366'   \/><label for='answer-id-1751366' id='answer-label-1751366' class=' answer'><span>Outpatient medical services<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-21' style=';'><div id='questionWrap-21'  class='   watupro-question-id-452842'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>21. <\/span>Which expenses are covered by Medicare Part D?<\/div><input type='hidden' name='question_id[]' id='qID_21' value='452842' \/><input type='hidden' id='answerType452842' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452842[]' id='answer-id-1751367' class='answer   answerof-452842 ' value='1751367'   \/><label for='answer-id-1751367' id='answer-label-1751367' class=' answer'><span>Medical<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452842[]' id='answer-id-1751368' class='answer   answerof-452842 ' value='1751368'   \/><label for='answer-id-1751368' id='answer-label-1751368' class=' answer'><span>Hospital<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452842[]' id='answer-id-1751369' class='answer   answerof-452842 ' value='1751369'   \/><label for='answer-id-1751369' id='answer-label-1751369' class=' answer'><span>Prescription drug<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452842[]' id='answer-id-1751370' class='answer   answerof-452842 ' value='1751370'   \/><label for='answer-id-1751370' id='answer-label-1751370' class=' answer'><span>Dental<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-22' style=';'><div id='questionWrap-22'  class='   watupro-question-id-452843'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>22. <\/span>In a deferred annuity, which contract feature begins at a high level, often 5%-10%, and then diminishes until it disappears after a specified number of years?<\/div><input type='hidden' name='question_id[]' id='qID_22' value='452843' \/><input type='hidden' id='answerType452843' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452843[]' id='answer-id-1751371' class='answer   answerof-452843 ' value='1751371'   \/><label for='answer-id-1751371' id='answer-label-1751371' class=' answer'><span>The surrender charge<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452843[]' id='answer-id-1751372' class='answer   answerof-452843 ' value='1751372'   \/><label for='answer-id-1751372' id='answer-label-1751372' class=' answer'><span>The front end sales load<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452843[]' id='answer-id-1751373' class='answer   answerof-452843 ' value='1751373'   \/><label for='answer-id-1751373' id='answer-label-1751373' class=' answer'><span>The guaranteed interest rate<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452843[]' id='answer-id-1751374' class='answer   answerof-452843 ' value='1751374'   \/><label for='answer-id-1751374' id='answer-label-1751374' class=' answer'><span>The expense charge<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-23' style=';'><div id='questionWrap-23'  class='   watupro-question-id-452844'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>23. <\/span>1.Which of the following statements is true regarding an insurance agent\u2019s license?<\/div><input type='hidden' name='question_id[]' id='qID_23' value='452844' \/><input type='hidden' id='answerType452844' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452844[]' id='answer-id-1751375' class='answer   answerof-452844 ' value='1751375'   \/><label for='answer-id-1751375' id='answer-label-1751375' class=' answer'><span>The license fee is paid to the insurance company.<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452844[]' id='answer-id-1751376' class='answer   answerof-452844 ' value='1751376'   \/><label for='answer-id-1751376' id='answer-label-1751376' class=' answer'><span>It authorizes the agent to transact insurance until otherwise terminated, suspended, or revoked.<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452844[]' id='answer-id-1751377' class='answer   answerof-452844 ' value='1751377'   \/><label for='answer-id-1751377' id='answer-label-1751377' class=' answer'><span>It must be renewed annually.<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452844[]' id='answer-id-1751378' class='answer   answerof-452844 ' value='1751378'   \/><label for='answer-id-1751378' id='answer-label-1751378' class=' answer'><span>A separate license must be issued for each insurer the agent represents.<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-24' style=';'><div id='questionWrap-24'  class='   watupro-question-id-452845'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>24. <\/span>Which contract provides an income benefit until the first of two annuitants dies?<\/div><input type='hidden' name='question_id[]' id='qID_24' value='452845' \/><input type='hidden' id='answerType452845' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452845[]' id='answer-id-1751379' class='answer   answerof-452845 ' value='1751379'   \/><label for='answer-id-1751379' id='answer-label-1751379' class=' answer'><span>A joint and survivor annuity<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452845[]' id='answer-id-1751380' class='answer   answerof-452845 ' value='1751380'   \/><label for='answer-id-1751380' id='answer-label-1751380' class=' answer'><span>A temporary annuity<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452845[]' id='answer-id-1751381' class='answer   answerof-452845 ' value='1751381'   \/><label for='answer-id-1751381' id='answer-label-1751381' class=' answer'><span>A joint life annuity<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452845[]' id='answer-id-1751382' class='answer   answerof-452845 ' value='1751382'   \/><label for='answer-id-1751382' id='answer-label-1751382' class=' answer'><span>A single life annuity<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-25' style=';'><div id='questionWrap-25'  class='   watupro-question-id-452846'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>25. <\/span>All of the following are underwriting criteria for individual life insurance EXCEPT:<\/div><input type='hidden' name='question_id[]' id='qID_25' value='452846' \/><input type='hidden' id='answerType452846' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452846[]' id='answer-id-1751383' class='answer   answerof-452846 ' value='1751383'   \/><label for='answer-id-1751383' id='answer-label-1751383' class=' answer'><span>Gender<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452846[]' id='answer-id-1751384' class='answer   answerof-452846 ' value='1751384'   \/><label for='answer-id-1751384' id='answer-label-1751384' class=' answer'><span>Religion<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452846[]' id='answer-id-1751385' class='answer   answerof-452846 ' value='1751385'   \/><label for='answer-id-1751385' id='answer-label-1751385' class=' answer'><span>Occupation<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452846[]' id='answer-id-1751386' class='answer   answerof-452846 ' value='1751386'   \/><label for='answer-id-1751386' id='answer-label-1751386' class=' answer'><span>Ability to pay premiums<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-26' style=';'><div id='questionWrap-26'  class='   watupro-question-id-452847'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>26. <\/span>What are long-term care insurance &quot;ADL's&quot;?<\/div><input type='hidden' name='question_id[]' id='qID_26' value='452847' \/><input type='hidden' id='answerType452847' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452847[]' id='answer-id-1751387' class='answer   answerof-452847 ' value='1751387'   \/><label for='answer-id-1751387' id='answer-label-1751387' class=' answer'><span>Aggregate dollar limits<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452847[]' id='answer-id-1751388' class='answer   answerof-452847 ' value='1751388'   \/><label for='answer-id-1751388' id='answer-label-1751388' class=' answer'><span>Aggregate days limitation<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452847[]' id='answer-id-1751389' class='answer   answerof-452847 ' value='1751389'   \/><label for='answer-id-1751389' id='answer-label-1751389' class=' answer'><span>Activities of daily living<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452847[]' id='answer-id-1751390' class='answer   answerof-452847 ' value='1751390'   \/><label for='answer-id-1751390' id='answer-label-1751390' class=' answer'><span>Approved doctor lists<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-27' style=';'><div id='questionWrap-27'  class='   watupro-question-id-452848'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>27. <\/span>Which of the following terms may NOT be used in the advertisement of Accident and Sickness Insurance?<\/div><input type='hidden' name='question_id[]' id='qID_27' value='452848' \/><input type='hidden' id='answerType452848' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452848[]' id='answer-id-1751391' class='answer   answerof-452848 ' value='1751391'   \/><label for='answer-id-1751391' id='answer-label-1751391' class=' answer'><span>Reductions<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452848[]' id='answer-id-1751392' class='answer   answerof-452848 ' value='1751392'   \/><label for='answer-id-1751392' id='answer-label-1751392' class=' answer'><span>Exclusions<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452848[]' id='answer-id-1751393' class='answer   answerof-452848 ' value='1751393'   \/><label for='answer-id-1751393' id='answer-label-1751393' class=' answer'><span>Pre-existing conditions<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452848[]' id='answer-id-1751394' class='answer   answerof-452848 ' value='1751394'   \/><label for='answer-id-1751394' id='answer-label-1751394' class=' answer'><span>Unlimited Benefits<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-28' style=';'><div id='questionWrap-28'  class='   watupro-question-id-452849'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>28. <\/span>In general practice, which one of the following is true of the powers of the Bureau of Insurance with respect to access to an agent\u2019s business records?<\/div><input type='hidden' name='question_id[]' id='qID_28' value='452849' \/><input type='hidden' id='answerType452849' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452849[]' id='answer-id-1751395' class='answer   answerof-452849 ' value='1751395'   \/><label for='answer-id-1751395' id='answer-label-1751395' class=' answer'><span>Records can only be accessed by an order of a state court<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452849[]' id='answer-id-1751396' class='answer   answerof-452849 ' value='1751396'   \/><label for='answer-id-1751396' id='answer-label-1751396' class=' answer'><span>Authorization must come from the National Association of Insurance Commissioners (NAIC)<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452849[]' id='answer-id-1751397' class='answer   answerof-452849 ' value='1751397'   \/><label for='answer-id-1751397' id='answer-label-1751397' class=' answer'><span>Records must be produced upon the request of the Bureau of Insurance<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452849[]' id='answer-id-1751398' class='answer   answerof-452849 ' value='1751398'   \/><label for='answer-id-1751398' id='answer-label-1751398' class=' answer'><span>The Bureau of Insurance has no right to access an agent\u2019s business records because of privacy considerations<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-29' style=';'><div id='questionWrap-29'  class='   watupro-question-id-452850'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>29. <\/span>A health maintenance organization (HMO) member receives all preventive and routine medical care from the:<\/div><input type='hidden' name='question_id[]' id='qID_29' value='452850' \/><input type='hidden' id='answerType452850' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452850[]' id='answer-id-1751399' class='answer   answerof-452850 ' value='1751399'   \/><label for='answer-id-1751399' id='answer-label-1751399' class=' answer'><span>Primary care physician<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452850[]' id='answer-id-1751400' class='answer   answerof-452850 ' value='1751400'   \/><label for='answer-id-1751400' id='answer-label-1751400' class=' answer'><span>Medical director<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452850[]' id='answer-id-1751401' class='answer   answerof-452850 ' value='1751401'   \/><label for='answer-id-1751401' id='answer-label-1751401' class=' answer'><span>Routine care physician<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452850[]' id='answer-id-1751402' class='answer   answerof-452850 ' value='1751402'   \/><label for='answer-id-1751402' id='answer-label-1751402' class=' answer'><span>Provider association<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-30' style=';'><div id='questionWrap-30'  class='   watupro-question-id-452851'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>30. <\/span>Which is true about the conversion privilege in term life insurance?<\/div><input type='hidden' name='question_id[]' id='qID_30' value='452851' \/><input type='hidden' id='answerType452851' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452851[]' id='answer-id-1751403' class='answer   answerof-452851 ' value='1751403'   \/><label for='answer-id-1751403' id='answer-label-1751403' class=' answer'><span>The policyowner may convert to another term policy of the insured\u2019s choice<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452851[]' id='answer-id-1751404' class='answer   answerof-452851 ' value='1751404'   \/><label for='answer-id-1751404' id='answer-label-1751404' class=' answer'><span>The policyowner may convert to permanent life insurance on an attained age basis without evidence of insurability<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452851[]' id='answer-id-1751405' class='answer   answerof-452851 ' value='1751405'   \/><label for='answer-id-1751405' id='answer-label-1751405' class=' answer'><span>The policyowner may convert to an annuity at attained age rates only if evidence of insurability is provided<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452851[]' id='answer-id-1751406' class='answer   answerof-452851 ' value='1751406'   \/><label for='answer-id-1751406' id='answer-label-1751406' class=' answer'><span>The policyowner may obtain additional term insurance at issue age rates without evidence of insurability<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-31' style=';'><div id='questionWrap-31'  class='   watupro-question-id-452852'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>31. <\/span>If a patient with a preferred provider organization (PPO) chooses to use a non-PPO provider, the patient usually can expect:<\/div><input type='hidden' name='question_id[]' id='qID_31' value='452852' \/><input type='hidden' id='answerType452852' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452852[]' id='answer-id-1751407' class='answer   answerof-452852 ' value='1751407'   \/><label for='answer-id-1751407' id='answer-label-1751407' class=' answer'><span>To have higher out-of-pocket expenses<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452852[]' id='answer-id-1751408' class='answer   answerof-452852 ' value='1751408'   \/><label for='answer-id-1751408' id='answer-label-1751408' class=' answer'><span>To pay the full cost of care<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452852[]' id='answer-id-1751409' class='answer   answerof-452852 ' value='1751409'   \/><label for='answer-id-1751409' id='answer-label-1751409' class=' answer'><span>100% reimbursement for the service provided<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452852[]' id='answer-id-1751410' class='answer   answerof-452852 ' value='1751410'   \/><label for='answer-id-1751410' id='answer-label-1751410' class=' answer'><span>A one-year waiting period before re-enrolling in the PPO<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-32' style=';'><div id='questionWrap-32'  class='   watupro-question-id-452853'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>32. <\/span>To cancel a health insurance policy, which one of the following must the insured do?<\/div><input type='hidden' name='question_id[]' id='qID_32' value='452853' \/><input type='hidden' id='answerType452853' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452853[]' id='answer-id-1751411' class='answer   answerof-452853 ' value='1751411'   \/><label for='answer-id-1751411' id='answer-label-1751411' class=' answer'><span>Notify the insurer in writing<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452853[]' id='answer-id-1751412' class='answer   answerof-452853 ' value='1751412'   \/><label for='answer-id-1751412' id='answer-label-1751412' class=' answer'><span>Replace the current policy with another<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452853[]' id='answer-id-1751413' class='answer   answerof-452853 ' value='1751413'   \/><label for='answer-id-1751413' id='answer-label-1751413' class=' answer'><span>Challenge at least two uniform mandatory provisions<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-33' style=';'><div id='questionWrap-33'  class='   watupro-question-id-452854'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>33. <\/span>Anything of value given to produce a contract is the definition of:<\/div><input type='hidden' name='question_id[]' id='qID_33' value='452854' \/><input type='hidden' id='answerType452854' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452854[]' id='answer-id-1751414' class='answer   answerof-452854 ' value='1751414'   \/><label for='answer-id-1751414' id='answer-label-1751414' class=' answer'><span>A grant<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452854[]' id='answer-id-1751415' class='answer   answerof-452854 ' value='1751415'   \/><label for='answer-id-1751415' id='answer-label-1751415' class=' answer'><span>A codicil<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452854[]' id='answer-id-1751416' class='answer   answerof-452854 ' value='1751416'   \/><label for='answer-id-1751416' id='answer-label-1751416' class=' answer'><span>A consideration<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452854[]' id='answer-id-1751417' class='answer   answerof-452854 ' value='1751417'   \/><label for='answer-id-1751417' id='answer-label-1751417' class=' answer'><span>A covenant<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-34' style=';'><div id='questionWrap-34'  class='   watupro-question-id-452855'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>34. <\/span>Immediate annuities are often purchased by people who:<\/div><input type='hidden' name='question_id[]' id='qID_34' value='452855' \/><input type='hidden' id='answerType452855' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452855[]' id='answer-id-1751418' class='answer   answerof-452855 ' value='1751418'   \/><label for='answer-id-1751418' id='answer-label-1751418' class=' answer'><span>Desire a tax deduction in the current year<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452855[]' id='answer-id-1751419' class='answer   answerof-452855 ' value='1751419'   \/><label for='answer-id-1751419' id='answer-label-1751419' class=' answer'><span>Want to contribute to a tax-sheltered annuity<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452855[]' id='answer-id-1751420' class='answer   answerof-452855 ' value='1751420'   \/><label for='answer-id-1751420' id='answer-label-1751420' class=' answer'><span>Have a lump sum to invest at retirement<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452855[]' id='answer-id-1751421' class='answer   answerof-452855 ' value='1751421'   \/><label for='answer-id-1751421' id='answer-label-1751421' class=' answer'><span>Want to accumulate funds for retirement at a later date<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-35' style=';'><div id='questionWrap-35'  class='   watupro-question-id-452856'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>35. <\/span>All of the following are dividend options in life insurance policies EXCEPT:<\/div><input type='hidden' name='question_id[]' id='qID_35' value='452856' \/><input type='hidden' id='answerType452856' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452856[]' id='answer-id-1751422' class='answer   answerof-452856 ' value='1751422'   \/><label for='answer-id-1751422' id='answer-label-1751422' class=' answer'><span>Applying the dividends to reduce the premium due<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452856[]' id='answer-id-1751423' class='answer   answerof-452856 ' value='1751423'   \/><label for='answer-id-1751423' id='answer-label-1751423' class=' answer'><span>Using the dividends to purchase additional paid-up life insurance<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452856[]' id='answer-id-1751424' class='answer   answerof-452856 ' value='1751424'   \/><label for='answer-id-1751424' id='answer-label-1751424' class=' answer'><span>Accumulating the dividends with interest<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452856[]' id='answer-id-1751425' class='answer   answerof-452856 ' value='1751425'   \/><label for='answer-id-1751425' id='answer-label-1751425' class=' answer'><span>Receiving the entire policy cash value<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-36' style=';'><div id='questionWrap-36'  class='   watupro-question-id-452857'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>36. <\/span>One characteristic of flexible premium life insurance is that payment of the premium can be altered at the option of:<\/div><input type='hidden' name='question_id[]' id='qID_36' value='452857' \/><input type='hidden' id='answerType452857' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452857[]' id='answer-id-1751426' class='answer   answerof-452857 ' value='1751426'   \/><label for='answer-id-1751426' id='answer-label-1751426' class=' answer'><span>The policyowner<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452857[]' id='answer-id-1751427' class='answer   answerof-452857 ' value='1751427'   \/><label for='answer-id-1751427' id='answer-label-1751427' class=' answer'><span>The contingent beneficiary<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452857[]' id='answer-id-1751428' class='answer   answerof-452857 ' value='1751428'   \/><label for='answer-id-1751428' id='answer-label-1751428' class=' answer'><span>The insurer, if the Consumer Price Index has risen at least 10% over the past year<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452857[]' id='answer-id-1751429' class='answer   answerof-452857 ' value='1751429'   \/><label for='answer-id-1751429' id='answer-label-1751429' class=' answer'><span>The insurer, if the prime interest rate falls below 6%<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-37' style=';'><div id='questionWrap-37'  class='   watupro-question-id-452858'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>37. <\/span>Which is true about an adjustable life insurance policy?<\/div><input type='hidden' name='question_id[]' id='qID_37' value='452858' \/><input type='hidden' id='answerType452858' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452858[]' id='answer-id-1751430' class='answer   answerof-452858 ' value='1751430'   \/><label for='answer-id-1751430' id='answer-label-1751430' class=' answer'><span>The policy while in force can alternate between forms of term life insurance and whole life insurance<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452858[]' id='answer-id-1751431' class='answer   answerof-452858 ' value='1751431'   \/><label for='answer-id-1751431' id='answer-label-1751431' class=' answer'><span>The only nonforfeiture option available is cash<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452858[]' id='answer-id-1751432' class='answer   answerof-452858 ' value='1751432'   \/><label for='answer-id-1751432' id='answer-label-1751432' class=' answer'><span>No settlement options are available<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452858[]' id='answer-id-1751433' class='answer   answerof-452858 ' value='1751433'   \/><label for='answer-id-1751433' id='answer-label-1751433' class=' answer'><span>It is a form of retirement income annuity<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-38' style=';'><div id='questionWrap-38'  class='   watupro-question-id-452859'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>38. <\/span>A licensee must report an administrative action taken by another state or governmental agency to the Bureau of Insurance within how many calendar days after final disposition?<\/div><input type='hidden' name='question_id[]' id='qID_38' value='452859' \/><input type='hidden' id='answerType452859' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452859[]' id='answer-id-1751434' class='answer   answerof-452859 ' value='1751434'   \/><label for='answer-id-1751434' id='answer-label-1751434' class=' answer'><span>10 days<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452859[]' id='answer-id-1751435' class='answer   answerof-452859 ' value='1751435'   \/><label for='answer-id-1751435' id='answer-label-1751435' class=' answer'><span>20 days<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452859[]' id='answer-id-1751436' class='answer   answerof-452859 ' value='1751436'   \/><label for='answer-id-1751436' id='answer-label-1751436' class=' answer'><span>30 days<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452859[]' id='answer-id-1751437' class='answer   answerof-452859 ' value='1751437'   \/><label for='answer-id-1751437' id='answer-label-1751437' class=' answer'><span>45 days<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-39' style=';'><div id='questionWrap-39'  class='   watupro-question-id-452860'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>39. <\/span>Disability income insurance policies usually provide coverage for loss of income resulting from:<\/div><input type='hidden' name='question_id[]' id='qID_39' value='452860' \/><input type='hidden' id='answerType452860' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452860[]' id='answer-id-1751438' class='answer   answerof-452860 ' value='1751438'   \/><label for='answer-id-1751438' id='answer-label-1751438' class=' answer'><span>Self-inflicted injuries<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452860[]' id='answer-id-1751439' class='answer   answerof-452860 ' value='1751439'   \/><label for='answer-id-1751439' id='answer-label-1751439' class=' answer'><span>Injuries incurred while in military service<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452860[]' id='answer-id-1751440' class='answer   answerof-452860 ' value='1751440'   \/><label for='answer-id-1751440' id='answer-label-1751440' class=' answer'><span>Disability resulting from war<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452860[]' id='answer-id-1751441' class='answer   answerof-452860 ' value='1751441'   \/><label for='answer-id-1751441' id='answer-label-1751441' class=' answer'><span>Accidental injuries<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-40' style=';'><div id='questionWrap-40'  class='   watupro-question-id-452861'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>40. <\/span>Keogh plans are also known as:<\/div><input type='hidden' name='question_id[]' id='qID_40' value='452861' \/><input type='hidden' id='answerType452861' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452861[]' id='answer-id-1751442' class='answer   answerof-452861 ' value='1751442'   \/><label for='answer-id-1751442' id='answer-label-1751442' class=' answer'><span>Section 457 plans<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452861[]' id='answer-id-1751443' class='answer   answerof-452861 ' value='1751443'   \/><label for='answer-id-1751443' id='answer-label-1751443' class=' answer'><span>HR 10 plans<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452861[]' id='answer-id-1751444' class='answer   answerof-452861 ' value='1751444'   \/><label for='answer-id-1751444' id='answer-label-1751444' class=' answer'><span>403(b) plans<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-452861[]' id='answer-id-1751445' class='answer   answerof-452861 ' value='1751445'   \/><label for='answer-id-1751445' id='answer-label-1751445' class=' answer'><span>Section 2503(c) trusts<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div style='display:none' id='question-41'>\n\t<div class='question-content'>\n\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.dumpsbase.com\/freedumps\/wp-content\/plugins\/watupro\/img\/loading.gif\" width=\"16\" height=\"16\" alt=\"Loading...\" title=\"Loading...\" \/>&nbsp;Loading...\t<\/div>\n<\/div>\n\n<br \/>\n\t\n\t\t\t<div class=\"watupro_buttons flex \" id=\"watuPROButtons11532\" >\n\t\t  <div 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We have updated the Virginia Life Annuities and Health Insurance dumps (V9.02), ensuring that you practice all the latest questions to make [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18752,18753],"tags":[20872],"class_list":["post-120168","post","type-post","status-publish","format-standard","hentry","category-virginia-insurance","category-virginia-insurance-license","tag-virginia-life-annuities-and-health-insurance"],"_links":{"self":[{"href":"https:\/\/www.dumpsbase.com\/freedumps\/wp-json\/wp\/v2\/posts\/120168","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.dumpsbase.com\/freedumps\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.dumpsbase.com\/freedumps\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.dumpsbase.com\/freedumps\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.dumpsbase.com\/freedumps\/wp-json\/wp\/v2\/comments?post=120168"}],"version-history":[{"count":1,"href":"https:\/\/www.dumpsbase.com\/freedumps\/wp-json\/wp\/v2\/posts\/120168\/revisions"}],"predecessor-version":[{"id":120169,"href":"https:\/\/www.dumpsbase.com\/freedumps\/wp-json\/wp\/v2\/posts\/120168\/revisions\/120169"}],"wp:attachment":[{"href":"https:\/\/www.dumpsbase.com\/freedumps\/wp-json\/wp\/v2\/media?parent=120168"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.dumpsbase.com\/freedumps\/wp-json\/wp\/v2\/categories?post=120168"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.dumpsbase.com\/freedumps\/wp-json\/wp\/v2\/tags?post=120168"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}