{"id":110592,"date":"2025-09-24T08:11:39","date_gmt":"2025-09-24T08:11:39","guid":{"rendered":"https:\/\/www.dumpsbase.com\/freedumps\/?p=110592"},"modified":"2025-09-24T08:11:39","modified_gmt":"2025-09-24T08:11:39","slug":"prepare-for-your-exam-with-real-dumps-at-your-best-continue-to-check-virginia-life-annuities-and-health-insurance-free-dumps-part-2-q41-q60-of-v8-02","status":"publish","type":"post","link":"https:\/\/www.dumpsbase.com\/freedumps\/prepare-for-your-exam-with-real-dumps-at-your-best-continue-to-check-virginia-life-annuities-and-health-insurance-free-dumps-part-2-q41-q60-of-v8-02.html","title":{"rendered":"Prepare for Your Exam with Real Dumps at Your Best: Continue to Check Virginia Life Annuities and Health Insurance Free Dumps (Part 2, Q41-Q60) of V8.02"},"content":{"rendered":"<p>The Virginia Life Annuities and Health Insurance dumps (V8.02) from DumpsBase will enhance the effectiveness and realism of your preparation. You will not only be prepared for the occasion, but you will also be thoroughly confident and prepared to perform at your best. You may have read our <a href=\"https:\/\/www.dumpsbase.com\/freedumps\/real-virginia-life-annuities-and-health-insurance-dumps-v8-02-help-you-achieve-success-check-virginia-life-annuities-and-health-insurance-free-dumps-part-1-q1-q40-online.html\"><em><strong>Virginia Life Annuities and Health Insurance free dumps (Part 1, Q1-Q40)<\/strong><\/em><\/a> online. From these demo questions, you can trust DumpsBase is your best choice. We offer the latest exam questions and answers, enabling you to evaluate your advancement. You can enhance your preparation for the best possible outcome by focusing on your weakest areas and evaluating performance trends. Today, we will continue to offer a free demo so you can explore our Virginia Life Annuities and Health Insurance dumps (V8.02) in advance and see how they fit your learning preferences.<\/p>\n<h2><span style=\"background-color: #99ccff;\"><em>Virginia Life Annuities and Health Insurance free dumps (Part 2, Q41-Q60) are below<\/em><\/span> for reading:<\/h2>\n<script>\n\t  window.fbAsyncInit = function() {\n\t    FB.init({\n\t      appId            : '622169541470367',\n\t      autoLogAppEvents : true,\n\t      xfbml            : true,\n\t      version          : 'v3.1'\n\t    });\n\t  };\n\t\n\t  (function(d, s, id){\n\t     var js, fjs = d.getElementsByTagName(s)[0];\n\t     if (d.getElementById(id)) {return;}\n\t     js = d.createElement(s); js.id = id;\n\t     js.src = \"https:\/\/connect.facebook.net\/en_US\/sdk.js\";\n\t     fjs.parentNode.insertBefore(js, fjs);\n\t   }(document, 'script', 'facebook-jssdk'));\n\t<\/script><script type=\"text\/javascript\" >\ndocument.addEventListener(\"DOMContentLoaded\", function(event) { \nif(!window.jQuery) alert(\"The important jQuery library is not properly loaded in your site. Your WordPress theme is probably missing the essential wp_head() call. You can switch to another theme and you will see that the plugin works fine and this notice disappears. If you are still not sure what to do you can contact us for help.\");\n});\n<\/script>  \n  \n<div  id=\"watupro_quiz\" class=\"quiz-area single-page-quiz\">\n<p id=\"submittingExam9818\" style=\"display:none;text-align:center;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.dumpsbase.com\/freedumps\/wp-content\/plugins\/watupro\/img\/loading.gif\" width=\"16\" height=\"16\"><\/p>\n\n<div class=\"watupro-exam-description\" id=\"description-quiz-9818\"><\/div>\n\n<form action=\"\" method=\"post\" class=\"quiz-form\" id=\"quiz-9818\"  enctype=\"multipart\/form-data\" >\n<div class='watu-question ' id='question-1' style=';'><div id='questionWrap-1'  class='   watupro-question-id-391584'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>1. <\/span>Which statement is true of trade association groups eligible for group medical benefits?<\/div><input type='hidden' name='question_id[]' id='qID_1' value='391584' \/><input type='hidden' id='answerType391584' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391584[]' id='answer-id-1522709' class='answer   answerof-391584 ' value='1522709'   \/><label for='answer-id-1522709' id='answer-label-1522709' class=' answer'><span>Members of the association are usually in the same industry<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391584[]' id='answer-id-1522710' class='answer   answerof-391584 ' value='1522710'   \/><label for='answer-id-1522710' id='answer-label-1522710' class=' answer'><span>Such associations are formed for the purpose of purchasing insurance<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391584[]' id='answer-id-1522711' class='answer   answerof-391584 ' value='1522711'   \/><label for='answer-id-1522711' id='answer-label-1522711' class=' answer'><span>The association membership primarily consists of large employers<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391584[]' id='answer-id-1522712' class='answer   answerof-391584 ' value='1522712'   \/><label for='answer-id-1522712' id='answer-label-1522712' class=' answer'><span>Employer contributions are usually waived<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-2' style=';'><div id='questionWrap-2'  class='   watupro-question-id-391585'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>2. <\/span>All of the following statements about universal life insurance are true EXCEPT:<\/div><input type='hidden' name='question_id[]' id='qID_2' value='391585' \/><input type='hidden' id='answerType391585' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391585[]' id='answer-id-1522713' class='answer   answerof-391585 ' value='1522713'   \/><label for='answer-id-1522713' id='answer-label-1522713' class=' answer'><span>A mortality charge is subtracted from the cash value accumulations each month<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391585[]' id='answer-id-1522714' class='answer   answerof-391585 ' value='1522714'   \/><label for='answer-id-1522714' id='answer-label-1522714' class=' answer'><span>The policy stipulates the amount that will be used for company expenses<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391585[]' id='answer-id-1522715' class='answer   answerof-391585 ' value='1522715'   \/><label for='answer-id-1522715' id='answer-label-1522715' class=' answer'><span>Death benefits are taxed as ordinary income<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391585[]' id='answer-id-1522716' class='answer   answerof-391585 ' value='1522716'   \/><label for='answer-id-1522716' id='answer-label-1522716' class=' answer'><span>Policy loans affect the amount of interest credited to the policy cash value<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-3' style=';'><div id='questionWrap-3'  class='   watupro-question-id-391586'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>3. <\/span>In health insurance, the insurance policy, the endorsements, and any relevant papers attached to the policy make up the:<\/div><input type='hidden' name='question_id[]' id='qID_3' value='391586' \/><input type='hidden' id='answerType391586' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391586[]' id='answer-id-1522717' class='answer   answerof-391586 ' value='1522717'   \/><label for='answer-id-1522717' id='answer-label-1522717' class=' answer'><span>Completed application<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391586[]' id='answer-id-1522718' class='answer   answerof-391586 ' value='1522718'   \/><label for='answer-id-1522718' id='answer-label-1522718' class=' answer'><span>Entire contract<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391586[]' id='answer-id-1522719' class='answer   answerof-391586 ' value='1522719'   \/><label for='answer-id-1522719' id='answer-label-1522719' class=' answer'><span>Uniform mandatory policy provisions<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391586[]' id='answer-id-1522720' class='answer   answerof-391586 ' value='1522720'   \/><label for='answer-id-1522720' id='answer-label-1522720' class=' answer'><span>Notice of coverage<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-4' style=';'><div id='questionWrap-4'  class='   watupro-question-id-391587'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>4. <\/span>An insurance company writing business in a state other than the one in which it is domiciled is called:<\/div><input type='hidden' name='question_id[]' id='qID_4' value='391587' \/><input type='hidden' id='answerType391587' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391587[]' id='answer-id-1522721' class='answer   answerof-391587 ' value='1522721'   \/><label for='answer-id-1522721' id='answer-label-1522721' class=' answer'><span>A foreign insurer<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391587[]' id='answer-id-1522722' class='answer   answerof-391587 ' value='1522722'   \/><label for='answer-id-1522722' id='answer-label-1522722' class=' answer'><span>A domestic insurer<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391587[]' id='answer-id-1522723' class='answer   answerof-391587 ' value='1522723'   \/><label for='answer-id-1522723' id='answer-label-1522723' class=' answer'><span>An alien insurer<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391587[]' id='answer-id-1522724' class='answer   answerof-391587 ' value='1522724'   \/><label for='answer-id-1522724' id='answer-label-1522724' class=' answer'><span>A captive insurer<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-5' style=';'><div id='questionWrap-5'  class='   watupro-question-id-391588'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>5. <\/span>Including a guaranteed insurability rider on a life insurance policy means that:<\/div><input type='hidden' name='question_id[]' id='qID_5' value='391588' \/><input type='hidden' id='answerType391588' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391588[]' id='answer-id-1522725' class='answer   answerof-391588 ' value='1522725'   \/><label for='answer-id-1522725' id='answer-label-1522725' class=' answer'><span>The original policy was sold on a non-medical basis.<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391588[]' id='answer-id-1522726' class='answer   answerof-391588 ' value='1522726'   \/><label for='answer-id-1522726' id='answer-label-1522726' class=' answer'><span>The company will require evidence of insurability for any future purchase of life insurance.<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391588[]' id='answer-id-1522727' class='answer   answerof-391588 ' value='1522727'   \/><label for='answer-id-1522727' id='answer-label-1522727' class=' answer'><span>Any extra premium charged for a health impairment will be discontinued if standard insurability is proved later.<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391588[]' id='answer-id-1522728' class='answer   answerof-391588 ' value='1522728'   \/><label for='answer-id-1522728' id='answer-label-1522728' class=' answer'><span>The policyowner may purchase additional life insurance periodically without proving insurability.<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-6' style=';'><div id='questionWrap-6'  class='   watupro-question-id-391589'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>6. <\/span>Claims settlement practices of insurers are regulated by:<\/div><input type='hidden' name='question_id[]' id='qID_6' value='391589' \/><input type='hidden' id='answerType391589' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391589[]' id='answer-id-1522729' class='answer   answerof-391589 ' value='1522729'   \/><label for='answer-id-1522729' id='answer-label-1522729' class=' answer'><span>The Internal Revenue Service<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391589[]' id='answer-id-1522730' class='answer   answerof-391589 ' value='1522730'   \/><label for='answer-id-1522730' id='answer-label-1522730' class=' answer'><span>The National Association of Insurance Commissioners<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391589[]' id='answer-id-1522731' class='answer   answerof-391589 ' value='1522731'   \/><label for='answer-id-1522731' id='answer-label-1522731' class=' answer'><span>Claims adjusters<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391589[]' id='answer-id-1522732' class='answer   answerof-391589 ' value='1522732'   \/><label for='answer-id-1522732' id='answer-label-1522732' class=' answer'><span>State insurance departments<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-7' style=';'><div id='questionWrap-7'  class='   watupro-question-id-391590'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>7. <\/span>In a deferred annuity, which contract feature begins at a high level, often 5%-10%, and then diminishes until it disappears after a specified number of years?<\/div><input type='hidden' name='question_id[]' id='qID_7' value='391590' \/><input type='hidden' id='answerType391590' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391590[]' id='answer-id-1522733' class='answer   answerof-391590 ' value='1522733'   \/><label for='answer-id-1522733' id='answer-label-1522733' class=' answer'><span>The surrender charge<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391590[]' id='answer-id-1522734' class='answer   answerof-391590 ' value='1522734'   \/><label for='answer-id-1522734' id='answer-label-1522734' class=' answer'><span>The front end sales load<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391590[]' id='answer-id-1522735' class='answer   answerof-391590 ' value='1522735'   \/><label for='answer-id-1522735' id='answer-label-1522735' class=' answer'><span>The guaranteed interest rate<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391590[]' id='answer-id-1522736' class='answer   answerof-391590 ' value='1522736'   \/><label for='answer-id-1522736' id='answer-label-1522736' class=' answer'><span>The expense charge<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-8' style=';'><div id='questionWrap-8'  class='   watupro-question-id-391591'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>8. <\/span>An insurer operating in the U.S. but headquartered outside the U.S. is:<\/div><input type='hidden' name='question_id[]' id='qID_8' value='391591' \/><input type='hidden' id='answerType391591' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391591[]' id='answer-id-1522737' class='answer   answerof-391591 ' value='1522737'   \/><label for='answer-id-1522737' id='answer-label-1522737' class=' answer'><span>A foreign insurer<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391591[]' id='answer-id-1522738' class='answer   answerof-391591 ' value='1522738'   \/><label for='answer-id-1522738' id='answer-label-1522738' class=' answer'><span>An alien insurer<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391591[]' id='answer-id-1522739' class='answer   answerof-391591 ' value='1522739'   \/><label for='answer-id-1522739' id='answer-label-1522739' class=' answer'><span>A captive insurer<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391591[]' id='answer-id-1522740' class='answer   answerof-391591 ' value='1522740'   \/><label for='answer-id-1522740' id='answer-label-1522740' class=' answer'><span>A reciprocal insurance exchange<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-9' style=';'><div id='questionWrap-9'  class='   watupro-question-id-391592'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>9. <\/span>Coverage under a cancelable health insurance policy may be terminated by:<\/div><input type='hidden' name='question_id[]' id='qID_9' value='391592' \/><input type='hidden' id='answerType391592' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391592[]' id='answer-id-1522741' class='answer   answerof-391592 ' value='1522741'   \/><label for='answer-id-1522741' id='answer-label-1522741' class=' answer'><span>The insurer only<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391592[]' id='answer-id-1522742' class='answer   answerof-391592 ' value='1522742'   \/><label for='answer-id-1522742' id='answer-label-1522742' class=' answer'><span>The insured only<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391592[]' id='answer-id-1522743' class='answer   answerof-391592 ' value='1522743'   \/><label for='answer-id-1522743' id='answer-label-1522743' class=' answer'><span>Either the insured or the insurer<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391592[]' id='answer-id-1522744' class='answer   answerof-391592 ' value='1522744'   \/><label for='answer-id-1522744' id='answer-label-1522744' class=' answer'><span>An arbitration committee<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-10' style=';'><div id='questionWrap-10'  class='   watupro-question-id-391593'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>10. <\/span>What kind of rider may be added to an individual disability income insurance policy to increase benefits during periods of price inflation?<\/div><input type='hidden' name='question_id[]' id='qID_10' value='391593' \/><input type='hidden' id='answerType391593' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391593[]' id='answer-id-1522745' class='answer   answerof-391593 ' value='1522745'   \/><label for='answer-id-1522745' id='answer-label-1522745' class=' answer'><span>Inflation guard<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391593[]' id='answer-id-1522746' class='answer   answerof-391593 ' value='1522746'   \/><label for='answer-id-1522746' id='answer-label-1522746' class=' answer'><span>Cost of living<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391593[]' id='answer-id-1522747' class='answer   answerof-391593 ' value='1522747'   \/><label for='answer-id-1522747' id='answer-label-1522747' class=' answer'><span>Price escalation<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391593[]' id='answer-id-1522748' class='answer   answerof-391593 ' value='1522748'   \/><label for='answer-id-1522748' id='answer-label-1522748' class=' answer'><span>Wage protection<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-11' style=';'><div id='questionWrap-11'  class='   watupro-question-id-391594'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>11. <\/span>A health maintenance organization (HMO) member receives all preventive and routine medical care from the:<\/div><input type='hidden' name='question_id[]' id='qID_11' value='391594' \/><input type='hidden' id='answerType391594' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391594[]' id='answer-id-1522749' class='answer   answerof-391594 ' value='1522749'   \/><label for='answer-id-1522749' id='answer-label-1522749' class=' answer'><span>Primary care physician<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391594[]' id='answer-id-1522750' class='answer   answerof-391594 ' value='1522750'   \/><label for='answer-id-1522750' id='answer-label-1522750' class=' answer'><span>Medical director<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391594[]' id='answer-id-1522751' class='answer   answerof-391594 ' value='1522751'   \/><label for='answer-id-1522751' id='answer-label-1522751' class=' answer'><span>Routine care physician<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391594[]' id='answer-id-1522752' class='answer   answerof-391594 ' value='1522752'   \/><label for='answer-id-1522752' id='answer-label-1522752' class=' answer'><span>Provider association<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-12' style=';'><div id='questionWrap-12'  class='   watupro-question-id-391595'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>12. <\/span>An information security program shall be designed to do all of the following, EXCEPT:<\/div><input type='hidden' name='question_id[]' id='qID_12' value='391595' \/><input type='hidden' id='answerType391595' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391595[]' id='answer-id-1522753' class='answer   answerof-391595 ' value='1522753'   \/><label for='answer-id-1522753' id='answer-label-1522753' class=' answer'><span>Ensure policyholder access to their information without substantial inconvenience<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391595[]' id='answer-id-1522754' class='answer   answerof-391595 ' value='1522754'   \/><label for='answer-id-1522754' id='answer-label-1522754' class=' answer'><span>Ensure the confidentiality of policyholder information<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391595[]' id='answer-id-1522755' class='answer   answerof-391595 ' value='1522755'   \/><label for='answer-id-1522755' id='answer-label-1522755' class=' answer'><span>Protect against any anticipated threats or hazards to the integrity of the information<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391595[]' id='answer-id-1522756' class='answer   answerof-391595 ' value='1522756'   \/><label for='answer-id-1522756' id='answer-label-1522756' class=' answer'><span>Protect against unauthorized access to the information<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-13' style=';'><div id='questionWrap-13'  class='   watupro-question-id-391596'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>13. <\/span>Unless an insured has made fraudulent statements on the application for individual health coverage, subsequent claims may not be denied under the provision for:<\/div><input type='hidden' name='question_id[]' id='qID_13' value='391596' \/><input type='hidden' id='answerType391596' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391596[]' id='answer-id-1522757' class='answer   answerof-391596 ' value='1522757'   \/><label for='answer-id-1522757' id='answer-label-1522757' class=' answer'><span>Legal actions<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391596[]' id='answer-id-1522758' class='answer   answerof-391596 ' value='1522758'   \/><label for='answer-id-1522758' id='answer-label-1522758' class=' answer'><span>Time limit on certain defenses<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391596[]' id='answer-id-1522759' class='answer   answerof-391596 ' value='1522759'   \/><label for='answer-id-1522759' id='answer-label-1522759' class=' answer'><span>Grace period<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391596[]' id='answer-id-1522760' class='answer   answerof-391596 ' value='1522760'   \/><label for='answer-id-1522760' id='answer-label-1522760' class=' answer'><span>Time payment of claims<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-14' style=';'><div id='questionWrap-14'  class='   watupro-question-id-391597'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>14. <\/span>What is often payable to a life insurance policyowner when a medical condition drastically limits the insured\u2019 s life expectancy?<\/div><input type='hidden' name='question_id[]' id='qID_14' value='391597' \/><input type='hidden' id='answerType391597' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391597[]' id='answer-id-1522761' class='answer   answerof-391597 ' value='1522761'   \/><label for='answer-id-1522761' id='answer-label-1522761' class=' answer'><span>Death benefit<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391597[]' id='answer-id-1522762' class='answer   answerof-391597 ' value='1522762'   \/><label for='answer-id-1522762' id='answer-label-1522762' class=' answer'><span>Accelerated death benefit<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391597[]' id='answer-id-1522763' class='answer   answerof-391597 ' value='1522763'   \/><label for='answer-id-1522763' id='answer-label-1522763' class=' answer'><span>Reduced paid-up insurance<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391597[]' id='answer-id-1522764' class='answer   answerof-391597 ' value='1522764'   \/><label for='answer-id-1522764' id='answer-label-1522764' class=' answer'><span>Extended term insurance<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-15' style=';'><div id='questionWrap-15'  class='   watupro-question-id-391598'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>15. <\/span>Which of the following is an advantage of term life insurance?<\/div><input type='hidden' name='question_id[]' id='qID_15' value='391598' \/><input type='hidden' id='answerType391598' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391598[]' id='answer-id-1522765' class='answer   answerof-391598 ' value='1522765'   \/><label for='answer-id-1522765' id='answer-label-1522765' class=' answer'><span>The cost is about the same as whole life insurance<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391598[]' id='answer-id-1522766' class='answer   answerof-391598 ' value='1522766'   \/><label for='answer-id-1522766' id='answer-label-1522766' class=' answer'><span>It will be cost-effective in the long term if it is maintained to age 65 and beyond<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391598[]' id='answer-id-1522767' class='answer   answerof-391598 ' value='1522767'   \/><label for='answer-id-1522767' id='answer-label-1522767' class=' answer'><span>It provides insurance protection on a permanent basis<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391598[]' id='answer-id-1522768' class='answer   answerof-391598 ' value='1522768'   \/><label for='answer-id-1522768' id='answer-label-1522768' class=' answer'><span>The initial premium is lower than for an equivalent amount of whole life insurance<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-16' style=';'><div id='questionWrap-16'  class='   watupro-question-id-391599'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>16. <\/span>The unwritten authority of an agent to perform incidental acts necessary to fulfill the purpose of the agency agreement is:<\/div><input type='hidden' name='question_id[]' id='qID_16' value='391599' \/><input type='hidden' id='answerType391599' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391599[]' id='answer-id-1522769' class='answer   answerof-391599 ' value='1522769'   \/><label for='answer-id-1522769' id='answer-label-1522769' class=' answer'><span>Implied authority<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391599[]' id='answer-id-1522770' class='answer   answerof-391599 ' value='1522770'   \/><label for='answer-id-1522770' id='answer-label-1522770' class=' answer'><span>Mandated authority<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391599[]' id='answer-id-1522771' class='answer   answerof-391599 ' value='1522771'   \/><label for='answer-id-1522771' id='answer-label-1522771' class=' answer'><span>Express authority<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391599[]' id='answer-id-1522772' class='answer   answerof-391599 ' value='1522772'   \/><label for='answer-id-1522772' id='answer-label-1522772' class=' answer'><span>Nonexistent<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-17' style=';'><div id='questionWrap-17'  class='   watupro-question-id-391600'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>17. <\/span>Which type of health insurance helps to pay for the cost of care in cases where hospitalization is not required but the individuals are unable to care for themselves?<\/div><input type='hidden' name='question_id[]' id='qID_17' value='391600' \/><input type='hidden' id='answerType391600' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391600[]' id='answer-id-1522773' class='answer   answerof-391600 ' value='1522773'   \/><label for='answer-id-1522773' id='answer-label-1522773' class=' answer'><span>Medicare<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391600[]' id='answer-id-1522774' class='answer   answerof-391600 ' value='1522774'   \/><label for='answer-id-1522774' id='answer-label-1522774' class=' answer'><span>Long-term care<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391600[]' id='answer-id-1522775' class='answer   answerof-391600 ' value='1522775'   \/><label for='answer-id-1522775' id='answer-label-1522775' class=' answer'><span>Major medical<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391600[]' id='answer-id-1522776' class='answer   answerof-391600 ' value='1522776'   \/><label for='answer-id-1522776' id='answer-label-1522776' class=' answer'><span>Disability income<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-18' style=';'><div id='questionWrap-18'  class='   watupro-question-id-391601'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>18. <\/span>Keogh plans are also known as:<\/div><input type='hidden' name='question_id[]' id='qID_18' value='391601' \/><input type='hidden' id='answerType391601' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391601[]' id='answer-id-1522777' class='answer   answerof-391601 ' value='1522777'   \/><label for='answer-id-1522777' id='answer-label-1522777' class=' answer'><span>Section 457 plans<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391601[]' id='answer-id-1522778' class='answer   answerof-391601 ' value='1522778'   \/><label for='answer-id-1522778' id='answer-label-1522778' class=' answer'><span>HR 10 plans<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391601[]' id='answer-id-1522779' class='answer   answerof-391601 ' value='1522779'   \/><label for='answer-id-1522779' id='answer-label-1522779' class=' answer'><span>403(b) plans<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391601[]' id='answer-id-1522780' class='answer   answerof-391601 ' value='1522780'   \/><label for='answer-id-1522780' id='answer-label-1522780' class=' answer'><span>Section 2503(c) trusts<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-19' style=';'><div id='questionWrap-19'  class='   watupro-question-id-391602'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>19. <\/span>All of the following are common features found in health maintenance organizations (HMOs) EXCEPT:<\/div><input type='hidden' name='question_id[]' id='qID_19' value='391602' \/><input type='hidden' id='answerType391602' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391602[]' id='answer-id-1522781' class='answer   answerof-391602 ' value='1522781'   \/><label for='answer-id-1522781' id='answer-label-1522781' class=' answer'><span>Wellness programs<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391602[]' id='answer-id-1522782' class='answer   answerof-391602 ' value='1522782'   \/><label for='answer-id-1522782' id='answer-label-1522782' class=' answer'><span>Discounts on local health spa memberships<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391602[]' id='answer-id-1522783' class='answer   answerof-391602 ' value='1522783'   \/><label for='answer-id-1522783' id='answer-label-1522783' class=' answer'><span>Twenty-four hour access to emergency care<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391602[]' id='answer-id-1522784' class='answer   answerof-391602 ' value='1522784'   \/><label for='answer-id-1522784' id='answer-label-1522784' class=' answer'><span>Outpatient medical services<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div class='watu-question ' id='question-20' style=';'><div id='questionWrap-20'  class='   watupro-question-id-391603'>\n\t\t\t<div class='question-content'><div><span class='watupro_num'>20. <\/span>In addition to the applicant, who signs an application for health insurance?<\/div><input type='hidden' name='question_id[]' id='qID_20' value='391603' \/><input type='hidden' id='answerType391603' value='radio'><!-- end question-content--><\/div><div class='question-choices watupro-choices-columns '><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391603[]' id='answer-id-1522785' class='answer   answerof-391603 ' value='1522785'   \/><label for='answer-id-1522785' id='answer-label-1522785' class=' answer'><span>The applicant\u2019s spouse<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391603[]' id='answer-id-1522786' class='answer   answerof-391603 ' value='1522786'   \/><label for='answer-id-1522786' id='answer-label-1522786' class=' answer'><span>The applicant\u2019s dependents<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391603[]' id='answer-id-1522787' class='answer   answerof-391603 ' value='1522787'   \/><label for='answer-id-1522787' id='answer-label-1522787' class=' answer'><span>The inspection company representative<\/span><\/label><\/div><div class='watupro-question-choice  ' dir='auto' ><input type='radio' name='answer-391603[]' id='answer-id-1522788' class='answer   answerof-391603 ' value='1522788'   \/><label for='answer-id-1522788' id='answer-label-1522788' class=' answer'><span>The agent<\/span><\/label><\/div><!-- end question-choices--><\/div><!-- end questionWrap--><\/div><\/div><div style='display:none' id='question-21'>\n\t<div class='question-content'>\n\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.dumpsbase.com\/freedumps\/wp-content\/plugins\/watupro\/img\/loading.gif\" width=\"16\" height=\"16\" alt=\"Loading...\" title=\"Loading...\" \/>&nbsp;Loading...\t<\/div>\n<\/div>\n\n<br \/>\n\t\n\t\t\t<div class=\"watupro_buttons flex \" id=\"watuPROButtons9818\" >\n\t\t  <div id=\"prev-question\" style=\"display:none;\"><input 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You will not only be prepared for the occasion, but you will also be thoroughly confident and prepared to perform at your best. 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